Job Description

Job Description

Job Description

About the Role

Our Client is hiring a Junior Loan Officer/Underwriter responsible for analyzing financial statements, assessing creditworthiness, and making recommendations on lending decisions. This role involves evaluating borrower risk, preparing credit documentation, and collaborating with other departments. Locations: Georgia Loan Center — Duluth, GA; Eastern Loan Center — Fort Lee, NJ; Western Loan Center — Los Angeles, CA.

Responsibilities

• Analyze financial statements and assess borrower creditworthiness.
  
• Evaluate credit applications and identify risk factors for individuals and businesses.
  
• Conduct financial and industry analysis to support lending decisions.
  
• Prepare detailed credit reports and risk assessments for loan approvals.
  
• Monitor and manage loan portfolios to ensure compliance with internal and regulatory standards.
  
• Stay updated on industry trends and regulatory changes affecting credit risk.
  

Qualifications

• Open to entry-level candidates (2 years of experience or less).
  
• Bachelor’s degree.
  
• Background in Business, Accounting, and/or Finance (preferred).
  
• Experience in commercial lending or corporate banking (preferred).
  
• Bilingual in English and Korean
  
• Strong analytical skills (preferred).
  
• Deep understanding of financial markets (preferred).
  
• Ability to work collaboratively across departments (preferred).
  

Compensation

$50,000+ Yearly

Benefits

• Full insurance coverage (Medical, Vision, Dental) for employees and their immediate dependents.
  
• Life insurance coverage applies to employees only.
  
• Monthly insurance premium is covered by Our Client and not deducted from employees' pay.
  
• 401(k) enrollment with employer matching of 5%.
  
• Paid Time Off (Vacation, Sick, and Personal Days).
  
• Additional PTO days and vacation expense reimbursement for employees with continued years of service (Long-Term Tenure).
  
• Marriage Leave: additional PTO days for the marriage of employees or their immediate family members.
  
• Employee loan options for personal and real residential estate loans at preferential rates.
  
• Banking products: Free checking, wire transfer fee waiver, money order, etc.
  

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