Underwriter Job at LBC Mortgage, Los Angeles, CA

T29NekNjRCtOYzVqYVBjaS9tcUVZZmc4Q0E9PQ==
  • LBC Mortgage
  • Los Angeles, CA

Job Description

About LBC Mortgage

LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience . Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division , focused on funding real estate investment loans with speed, accuracy, and strong risk management.

We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.

Responsibilities

  • Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
  • Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
  • Analyze property details, exit strategies, deal structure, and overall risk
  • Calculate and validate LTV, ARV, LTC , rehab budgets, and timelines
  • Review appraisals, comps, and market data to confirm property value and feasibility
  • Issue approvals and conditions, ensuring fast and clear communication with the team
  • Work closely with Loan Officers, Processors, and Management to move loans efficiently
  • Identify red flags early and provide clear recommendations
  • Ensure adherence to internal guidelines and lending policies

Requirements

  • 2+ years of underwriting experience in Hard Money / Private Lending (required)
  • Strong understanding of Fix & Flip and Bridge loan underwriting
  • Ability to evaluate ARV-based deals , rehab scopes, and budgets
  • Strong knowledge of appraisals, title reports, insurance, and entity structures
  • Strong attention to detail and ability to work in a high-volume, fast-paced environment
  • Excellent communication skills and ability to make confident decisions

Preferred Qualifications

  • Experience underwriting DSCR and rental investment loans
  • Experience with Ground-Up Construction loans
  • Familiarity with Encompass or other mortgage/loan CRM systems
  • Strong knowledge of investor real estate lending across multiple states

Why Join LBC Mortgage

  • Established company with strong leadership and long-term stability
  • Growing private lending division with strong pipeline
  • Opportunity for career growth into Senior Underwriter / Underwriting Manager role
  • Competitive compensation based on experience
  • Remote flexibility and supportive team environment

Job Tags

Full time, Remote work

Similar Jobs

The Chemours Company

Manufacturing Leadership Rotational Program Associate Job at The Chemours Company

 ...A global leader in specialty chemicals is seeking a Manufacturing Rotational Program Associate for their Early Career Talent Development Program. This 3-year program offers hands-on experiences across various manufacturing areas, mentorship from leaders, and a structured... 

Ova Technologies

UX/UI Designer Job at Ova Technologies

 ...Job Title: UX/UI Designer Location: Remote Employment Type: Full-Time Position Overview We are seeking a talented UX/UI Designer to create intuitive, visually appealing, and user-friendly digital experiences. The ideal candidate will combine... 

Grand Forks County

Correctional Officer I Job at Grand Forks County

 ...The Grand Forks County Sheriff's Office is seeking motivated, professional individuals to join our team as a Correctional Officer at the Grand Forks County Correctional Center. This is an excellent opportunity to build a rewarding career in public safety while making... 

Howard Community College

Dental Assistant Instructor Job at Howard Community College

 ...diverse and dynamic community. No matter where you want to go in your career, you can get there from here! Position Title Dental Assistant Instructor FLSA Non-Exempt FT/PT Part Time Hours Per Week Up to 25 Work Schedule Monday-Friday Position... 

FlexPath Travel

Travel Reservations Agent Job at FlexPath Travel

 ...organized and customer-focused individuals to join our team as Travel Reservations Agents. In this remote role, you will assist clients with planning...  ...required Basic computer skills and ability to navigate online platforms Ability to work independently and manage time...